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Larry A. Zech


Zech Financial Group, Inc.

Larry A. Zech, Certified Liability Advisor®, Certified Mortgage Planning Specialist®, is a founding faculty member of the non-profit National Institute of Financial Education (, founder of the Central Coast Educational Institute, and Zech Financial Group, Inc.


A vast amount of his career has been devoted to helping over 2500 families obtain and retain their portion of the American Dream of home ownership. Over the span of his forty-five plus year career in Real Estate/Mortgage Finance, his exposure to the multitude of personalities, transactions and opportunities, has allowed him to develop strategies to create wealth for his clients far above their expectations.


There is much more to consider when selecting a loan than just payment and interest rate. The loan product that is utilized, should not be considered a commodity, but rather, it should be viewed as a powerful financial instrument, that when properly selected, will facilitate; increased liquidity and safety, optimized monthly cash-flow, and maximized tax-deductible considerations.


As a liability and asset strategist, Larry ensures that his clients avoid unnecessarily and unknowingly transferring their wealth to others over their lifetime of buying, selling, or refinancing their real property. By employing his unique consultative and educational approach, with his client’s consent, he creates a comprehensive financial strategy uniquely crafted for each individual client’s needs.


Personally, Larry has been responsible for funding nearly $1 Billion in real estate loans. Having been recognized as a top-producer nationally, the accomplishments for which he is most proud include; his over forty-six year marriage to his beautiful wife and his gift of four children and nine grandchildren. He resides in San Luis Obispo, CA and serves in their non-denominational Christian Fellowship.

Mortgage & Financial Planning Consultant
NMLS 1914646 & 346959, CADRE 00636076, CADOI 0F44160
Cell Phone:
Office Phone:

California, Washington

(805) 781-8500

(805) 781-8500

P.O. Box 12001, San Luis Obispo, CA 93406

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