CERTIFIED LIABILITY ADVISOR
Financial Calculators
A directory of our calculators to help with simple financial decisions.
01
This calculator helps you determine if refinancing make sense. Will you save enough after closing costs to break-even and when?
02
This calculator allows you to show a full amortization schedule after you input the Principal, Interest Rate, Term, starting month, and year. It also allows you to model a variety of prepayment options, such as monthly or lump sum, and summarizes the savings.
03
This calculator allows you to compare what would happen if you took one of two choices with some extra cash you have -- prepaying your mortgage each month, or investing it instead.
04
This calculator finds the missing variable for a loan. If you know the payment, term, and loan amount it calculates the interest rate. If you know the payment amount, loan amount, and interest rate, it calculates the term. Get the idea?
05
This calculator allows you to compare what would happen if you took one of two choices with a big chunk of cash you have -- paying off your mortgage, or investing it instead.
06
This calculator allows you to see how prepaying your mortgage reduces the length of your mortgage by putting in the current values for your loan.
07
This calculator takes a principal amount, interest rate, and normal length of the loan, and then allows you to determine how long you’d like the loan to last - solve for new payment or how much you'd need to pay to pay off the loan in a specific period of time.
08
The calculator will work to calculate what kind of income is needed to qualify for specific values. Enter in the monthly payment, taxes, homeowners insurance, other debt payments, the sale price of the home and expected down payment, to estimate the income needed.
09
Use this to compare the impact of interest rate changes on a mortgage you are considering. Whether buying a home or refinancing, ever .25% change has an impact on your monthly payment.
10
The calculator will calculate the type of payment needed to reach your target interest rate for your loan. You are not required to pay at the rate on the note; you can pay off most loans as quickly as you'd like..
11
Use this to compare the real after-tax interest rate of two different rates. Compare the cost of one interest rate versus the return of another investment after tax. This can be helpful to analyze your LAG - Liability Asset Gap between a loan and an investment.
12
The calculator will take multiple loan balances and multiple interest rates and calculate the overall cost of all your debt. A great way to see how larger debts or smaller debts with higher interest rates skew the overall cost of your borrowing.
13
This calculator doesn't deal with inflation, taxes, or any of that complicated stuff. This is just a simple calculator that lets you start with an amount of money and make regular monthly deposits, and see how much it grows.
14
The calculator will perform a simple analysis of your key metrics for rental property you own to see if your goals are in alignment with your current investment.
15
This calculator starts with a goal of getting to $1,000,000 in savings, and allows you to experiment with different returns, monthly payments, or lump sums to find the right timing and fit for you!
16
The calculator helps you determine if waiting to buy a house is a good financial consideration based on rate and appreciation expectations.
17
This calculator lets you save different scenarios for easy reference. Compare a 30 year against a 15 year. Compare different interest rates of down payments.
18
The calculator helps you compare the likely draw and repayment schedule for a traditional home equity line of credit.
19
Adjust the Target Year slider to see the average house value for each year based on history or future expectations. Input your own house value to see future house value estimates.
20
The calculator allows you to see how much your purchasing power has changed over time, starting with the first recorded data in 1914. See what you could buy now and then..
